Your home deserves a steady hand.
50 years of protecting Lubbock homeowners through every market, every storm, and every season. Independent, local, and always in your corner.
Request a QuoteWe know what Lubbock homes face.
West Texas is beautiful — and unforgiving. Hailstorms, high winds, extreme temperature swings, and the occasional tornado make home insurance in Lubbock more than a formality. It's a necessity.
As an independent agency rooted in this community since 1976, we've seen every kind of claim and every kind of market shift. We know which carriers perform when it matters and which ones don't. That knowledge is what you get when you work with JB Mann.
Hailstorms
High Winds
Tornadoes
Extreme Heat
Common West Texas risks your policy should cover
What's Covered
A standard home insurance policy covers more than most people realize.
Dwelling Coverage
Covers the structure of your home — walls, roof, floors, and built-in appliances — if damaged by a covered event like fire, hail, or wind.
Personal Property
Protects your belongings inside the home: furniture, electronics, clothing, and valuables — whether damaged at home or away.
Liability Protection
If someone is injured on your property or you accidentally damage someone else's property, your policy covers legal costs and damages.
Additional Living Expenses
If your home becomes uninhabitable after a covered loss, your policy helps pay for temporary housing and increased living costs.
Other Structures
Covers detached structures on your property — garages, fences, sheds, and guest houses — typically at 10% of your dwelling coverage.
Medical Payments
Covers medical expenses for guests injured on your property, regardless of fault — a small coverage that prevents big headaches.
50+
Years in Lubbock
100%
Independent Agency
Multiple
Carrier Options
We've been here through it all.
A lot of insurance agencies come and go. JB Mann Insurance has been in Lubbock since 1976 — through oil booms and busts, through hailstorms and droughts, through every kind of market cycle West Texas can throw at a community.
That longevity isn't an accident. It's the result of doing right by clients, year after year. When you file a claim, you want an agency that knows your policy, knows your carrier, and knows how to advocate for you. That's what 50 years of experience looks like.
Getting covered is simple.
01
Request a Quote
Fill out our short form or call us directly. A real local agent will follow up — no automated systems, no call centers.
02
We Shop the Market
As an independent agency, we compare options across multiple carriers to find the right coverage at the right price for your specific home.
03
You Choose, We Handle It
Once you pick your policy, we take care of the paperwork. You're covered — and you have a local agent in your corner for the life of the policy.
Talk to a real Lubbock agent.
No automated systems. No call centers. A local agent who knows Lubbock homes, Lubbock weather, and Lubbock carriers — and will find you the right coverage.